Effective Date: May 25, 2025

Welcome to Fiscalvista.net (“Website,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, content, services, mobile messaging programs, and any related offerings. By using our Website or subscribing to our alerts, you agree to comply with and be legally bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you must not use our Website or subscribe to any of our communication programs.

1. Eligibility and Acceptance of Terms

You must be at least 18 years of age to use this Website or subscribe to our services. By accessing or using our Website or mobile messaging program, you represent and warrant that you meet this eligibility requirement and agree to be bound by these Terms and our Privacy Policy.

2. Modification of Terms

We reserve the right to update or modify these Terms at any time without prior notice. The most recent version will be posted on this page, with the effective date at the top. Continued use of the Website or services following such modifications constitutes your acceptance of the revised Terms.

3. Mobile Messaging Program

When you opt in to receive SMS alerts from Fiscalvista.net, you agree to the following:

  • You may receive a maximum of 5 messages per month

  • Messages may include updates, news, tips, promotions, and other informational content related to housing finance, insurance, job opportunities, and personal finance

  • Message and data rates may apply depending on your carrier plan

  • You can reply HELP for support or assistance

  • You may contact us directly via email at contact@Fiscalvista.net or call us at (888) 596-9554

  • To unsubscribe, you may reply with STOP, QUIT, END, CANCEL, or UNSUBSCRIBE at any time

No mobile information will be shared with or sold to third parties for marketing or promotional purposes.

Participation in our mobile messaging program is completely voluntary, and opting in does not constitute a requirement for using any other part of our Website or services.

4. User Responsibilities

You agree not to use the Website or services for any unlawful, abusive, or disruptive purposes. Specifically, you shall not:

  • Post or transmit any false, misleading, defamatory, or fraudulent content

  • Infringe on the intellectual property or privacy rights of others

  • Attempt to interfere with or access the backend systems of the Website

  • Use bots, crawlers, or other automated methods to extract data

We reserve the right to terminate access to users who violate these obligations without notice.

5. Intellectual Property

All content on Fiscalvista.net, including text, graphics, logos, videos, and software, is the property of Fiscalvista.net or its licensors and is protected under U.S. and international copyright, trademark, and intellectual property laws.

You may not reproduce, modify, distribute, or otherwise use any content from our Website without our express written permission.

6. Third-Party Services and Links

Fiscalvista.net may contain links to third-party websites or offer content from third parties. We do not control or endorse such third-party content or websites and are not responsible for their privacy practices, accuracy, or availability. Your use of third-party services is governed solely by their respective terms and policies.

7. Disclaimer of Warranties

The Website and all content or services provided through it are offered “as is” and “as available” without warranties of any kind, either express or implied. We make no warranties or representations about the accuracy, reliability, or completeness of any content.

To the fullest extent permitted under law, we disclaim all warranties including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Fiscalvista.net shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

  • Your access to or use of (or inability to use) the Website or services

  • Unauthorized access to your personal data

  • Interruption or cessation of transmissions

  • Any viruses, bugs, or malicious code transmitted through the Website

Your sole and exclusive remedy for dissatisfaction with our Website or services is to stop using them.

9. Indemnification

You agree to defend, indemnify, and hold harmless Fiscalvista.net and its affiliates, directors, officers, employees, and agents from and against all claims, damages, liabilities, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way related to:

  • Your use of the Website or services

  • Your violation of these Terms

  • Your violation of any third-party rights, including intellectual property or privacy rights

10. User-Provided Content and Submissions

If you submit any content, feedback, or ideas to us via forms, messages, or communications (collectively, “Submissions”), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and publish those Submissions for any purpose, without compensation or attribution.

You represent that you own or have the necessary rights to submit such content and that it does not violate any third-party rights.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Washington, without regard to its conflict of laws principles. Any disputes arising from or related to these Terms shall be resolved in the courts located in King County, Washington, and you consent to the personal jurisdiction of such courts.

12. Termination

We reserve the right, at our sole discretion, to terminate or suspend your access to the Website or services at any time, without prior notice or liability, for conduct we believe violates these Terms or is otherwise harmful to other users or us.

13. Contact Information

For questions about these Terms or any other matter, please contact us:

Fiscalvista.net
2226 Eastlake Ave E #1114
Seattle, WA 98102
📞 (888) 596-9554
✉️ contact@Fiscalvista.net

By using Fiscalvista.net or subscribing to any of our communication services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.